:root {
  --paper: #f5f7fb;
  --paper-2: #e9edf5;
  --ink: #0f1a33;
  --ink-soft: #4a5570;
  --line: #dbe1ec;
  --navy: #0b1f4b;
  --navy-2: #1d3f8a;
  --navy-tint: #e5ebf7;
  --gold: #e0b33a;
  --gold-soft: #fbf0d3;
  --gold-ink: #8a6512;
  --white: #fff;
  --radius: 20px;
  --radius-sm: 12px;
  --shadow: 0 1px 2px rgba(11, 31, 75, .06), 0 12px 32px -12px rgba(11, 31, 75, .22);
  --display: "Montserrat", "Segoe UI", system-ui, sans-serif;
  --sans: "Outfit", system-ui, -apple-system, "Segoe UI", sans-serif;
  --header-h: 68px;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: calc(var(--header-h) + 12px); -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--sans);
  font-size: 1.0625rem;
  line-height: 1.6;
  color: var(--ink);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
}
img, svg { display: block; }
a { color: var(--navy-2); }
h1, h2, h3, h4 { margin: 0; line-height: 1.15; }
h1, h2 { font-family: var(--display); font-weight: 800; letter-spacing: -.02em; color: var(--navy); }
h3 { font-size: 1.15rem; font-weight: 600; }
p { margin: 0; }
ul, ol { margin: 0; padding: 0; list-style: none; }

:focus-visible { outline: 3px solid var(--gold); outline-offset: 3px; border-radius: 6px; }

.container { width: min(1160px, 100% - 40px); margin-inline: auto; }
.icon { width: 1.15em; height: 1.15em; flex: none; }
.center { text-align: center; margin-top: 40px; }

.skip-link {
  position: absolute; left: 12px; top: -60px; z-index: 100;
  background: var(--navy); color: var(--white); padding: 10px 16px; border-radius: 10px; text-decoration: none;
}
.skip-link:focus { top: 12px; }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: .5em;
  min-height: 48px; padding: 0 22px;
  border-radius: 999px; border: 2px solid transparent;
  font: 600 1rem/1 var(--sans); text-decoration: none; cursor: pointer;
  transition: transform .15s ease, background-color .2s ease, box-shadow .2s ease;
}
.btn:hover { transform: translateY(-1px); }
.btn:active { transform: translateY(0); }
.btn-lg { min-height: 56px; padding: 0 28px; font-size: 1.05rem; }
.btn-block { width: 100%; }
.btn-primary { background: var(--navy); color: var(--white); box-shadow: 0 8px 20px -10px rgba(11, 31, 75, .7); }
.btn-primary:hover { background: #07163a; }
.btn-ghost { background: transparent; color: var(--navy); border-color: var(--navy); }
.btn-ghost:hover { background: var(--navy-tint); }
.btn-accent { background: var(--gold); color: var(--navy); }
.btn-accent:hover { background: #d4a428; }

.eyebrow {
  font-size: .8rem; font-weight: 600; letter-spacing: .12em; text-transform: uppercase;
  color: var(--navy-2); margin-bottom: 12px;
}
.eyebrow.light { color: var(--gold); }

/* Header */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(245, 247, 251, .9);
  backdrop-filter: saturate(1.4) blur(12px);
  -webkit-backdrop-filter: saturate(1.4) blur(12px);
  border-bottom: 1px solid transparent;
  transition: border-color .2s ease;
}
.site-header.scrolled { border-bottom-color: var(--line); }
.nav { height: var(--header-h); display: flex; align-items: center; justify-content: space-between; gap: 16px; }
.brand {
  display: inline-flex; align-items: center; gap: 10px;
  font-family: var(--display); font-weight: 800; font-size: 1.3rem; color: var(--navy); text-decoration: none;
}
.brand-logo { width: 40px; height: 40px; border-radius: 50%; object-fit: cover; }
.brand-text { display: grid; line-height: 1; }
.brand-sub { color: var(--gold); font-size: .5em; letter-spacing: .32em; text-transform: uppercase; margin-top: 4px; }
.brand.light { color: var(--white); }

.nav-actions { display: flex; align-items: center; gap: 8px; }
.nav-call {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  width: 46px; height: 46px; border-radius: 12px; background: var(--navy); color: var(--gold);
  font-weight: 600; text-decoration: none; white-space: nowrap; transition: border-color .2s ease;
}
.nav-call span { display: none; }
@media (max-width: 379px) {
  .nav { gap: 8px; }
  .brand { font-size: 1.1rem; gap: 8px; }
  .brand-logo { width: 36px; height: 36px; }
  .nav-actions { gap: 6px; }
  .nav-call, .menu-toggle { width: 42px; height: 42px; }
}
.menu-toggle {
  width: 46px; height: 46px; border: 0; border-radius: 12px; background: var(--paper-2);
  display: grid; place-content: center; gap: 5px; cursor: pointer;
}
.menu-toggle span { display: block; width: 20px; height: 2px; background: var(--ink); border-radius: 2px; transition: transform .25s ease, opacity .2s ease; }
.menu-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.menu-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.menu-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.nav-links {
  position: fixed; inset: var(--header-h) 0 auto 0;
  display: flex; flex-direction: column; gap: 4px;
  padding: 16px 20px 24px;
  background: var(--paper); border-bottom: 1px solid var(--line);
  box-shadow: 0 20px 30px -20px rgba(11, 31, 75, .25);
  transform: translateY(-8px); opacity: 0; visibility: hidden;
  transition: opacity .2s ease, transform .2s ease, visibility .2s;
}
.nav-links.open { transform: none; opacity: 1; visibility: visible; }
.nav-links a:not(.btn) {
  color: var(--ink); text-decoration: none; font-weight: 500; font-size: 1.1rem;
  padding: 12px 8px; border-radius: 10px;
}
.nav-links a:not(.btn):hover { background: var(--paper-2); }
.nav-cta { margin-top: 10px; }

/* Hero: banner photo under a navy wash, darker on the text side */
.hero {
  position: relative; isolation: isolate; overflow: hidden;
  padding: 56px 0 40px; color: var(--white); background: var(--navy);
}
.hero-bg {
  position: absolute; inset: 0; z-index: -2; width: 100%; height: 100%;
  object-fit: cover; object-position: 75% center;
  animation: hero-zoom 18s ease-out both;
}
.hero::before {
  content: ""; position: absolute; inset: 0; z-index: -1;
  background:
    linear-gradient(180deg, rgba(11, 31, 75, .9) 0%, rgba(11, 31, 75, .78) 55%, rgba(11, 31, 75, .94) 100%);
}
@keyframes hero-zoom { from { transform: scale(1.08); } }
.hero-grid { display: grid; gap: 32px; align-items: center; }
.hero h1 { font-size: clamp(2.2rem, 7.5vw, 3.8rem); margin-bottom: 18px; color: var(--white); text-shadow: 0 2px 24px rgba(0, 0, 0, .25); }
.hero h1 em { font-style: normal; color: var(--gold); }
.lead { font-size: 1.15rem; color: var(--ink-soft); max-width: 40ch; }
.hero .lead { color: rgba(255, 255, 255, .86); }
.hero-ctas { display: flex; flex-direction: column; gap: 12px; margin: 28px 0 22px; }
.hero-points { display: flex; flex-wrap: wrap; gap: 10px 20px; color: rgba(255, 255, 255, .85); font-size: .95rem; }
.hero-points li { display: inline-flex; align-items: center; gap: 6px; }
.hero-points .icon { color: var(--gold); }

.btn-glass {
  background: rgba(255, 255, 255, .1); color: var(--white); border-color: rgba(255, 255, 255, .35);
  backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px);
}
.btn-glass:hover { background: rgba(255, 255, 255, .18); }

.hero-panel {
  padding: 22px; border-radius: 24px;
  background: rgba(255, 255, 255, .09); border: 1px solid rgba(255, 255, 255, .18);
  backdrop-filter: blur(16px) saturate(1.2); -webkit-backdrop-filter: blur(16px) saturate(1.2);
  box-shadow: 0 30px 60px -30px rgba(0, 0, 0, .5);
}
.hero-panel-label { font-size: .78rem; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; color: var(--gold); margin-bottom: 14px; }
.hero-panel-list { display: grid; gap: 10px; }
.hero-panel-list li { display: flex; align-items: center; gap: 12px; padding: 10px; border-radius: 16px; background: rgba(255, 255, 255, .06); }
.hero-panel-list b { display: block; font-size: 1rem; }
.hero-panel-list b a { color: var(--white); text-decoration: none; }
.hero-panel-list small { color: rgba(255, 255, 255, .7); font-size: .82rem; }
.float-icon { display: grid; place-items: center; flex: none; width: 40px; height: 40px; border-radius: 12px; background: rgba(255, 255, 255, .12); color: var(--gold); }
.float-icon.alt { background: var(--gold); color: var(--navy); }
.float-icon svg { width: 20px; height: 20px; }

.risk-note {
  display: flex; gap: 12px; align-items: flex-start;
  margin-top: 28px; padding: 14px 16px;
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-sm);
  font-size: .88rem; color: var(--ink-soft);
}
.risk-note .icon { color: var(--navy-2); margin-top: 2px; }
.risk-note strong { color: var(--ink); }
.hero .risk-note {
  background: rgba(255, 255, 255, .07); border-color: rgba(255, 255, 255, .14); color: rgba(255, 255, 255, .78);
  backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px);
}
.hero .risk-note .icon, .hero .risk-note a { color: var(--gold); }
.hero .risk-note strong { color: var(--white); }

/* Sections */
.section { padding: 72px 0; }
.section-tint { background: var(--paper-2); }
.section-head { text-align: center; max-width: 640px; margin: 0 auto 40px; }
.section-head h2 { font-size: clamp(1.8rem, 5.5vw, 2.6rem); margin-bottom: 14px; }
.section-head p:not(.eyebrow) { color: var(--ink-soft); }

.pillars { display: grid; gap: 16px; }
.pillar {
  background: var(--white); border-radius: var(--radius); padding: 28px; border: 1px solid var(--line);
  transition: transform .2s ease, box-shadow .2s ease;
}
.pillar:hover { transform: translateY(-3px); box-shadow: var(--shadow); }
.pillar-icon { display: grid; place-items: center; width: 52px; height: 52px; border-radius: 16px; background: var(--navy-tint); color: var(--navy); margin-bottom: 18px; }
.pillar:nth-child(2) .pillar-icon { background: var(--gold-soft); color: var(--gold-ink); }
.pillar-icon svg { width: 26px; height: 26px; }
.pillar h3 { margin-bottom: 8px; }
.pillar p { color: var(--ink-soft); }

.steps { display: grid; gap: 16px; }
.step { position: relative; background: var(--white); border-radius: var(--radius); padding: 28px; }
.step-num {
  display: grid; place-items: center; width: 44px; height: 44px; border-radius: 50%;
  background: var(--navy); color: var(--gold); font-family: var(--display); font-weight: 800; font-size: 1.15rem; margin-bottom: 16px;
}
.step h3 { margin-bottom: 6px; }
.step p { color: var(--ink-soft); }

/* Deal + fee */
.fees-grid { display: grid; gap: 20px; }
.fee-card {
  background: var(--navy); color: var(--white); border-radius: 28px; padding: 32px 28px;
  position: relative; overflow: hidden; scroll-margin-top: calc(var(--header-h) + 12px);
}
.fee-card::after {
  content: ""; position: absolute; width: 240px; height: 240px; border-radius: 50%;
  right: -80px; top: -80px; background: rgba(224, 179, 58, .18);
}
.fee-big { font-family: var(--display); font-weight: 800; line-height: 1.05; color: var(--gold); font-size: clamp(2rem, 8vw, 2.8rem); position: relative; }
.fee-sub { margin: 12px 0 22px; opacity: .9; max-width: 34ch; position: relative; }
.fee-card a { color: var(--gold); }
.ticks { display: grid; gap: 10px; position: relative; }
.ticks li { display: flex; gap: 10px; align-items: center; }
.ticks li > span { min-width: 0; overflow-wrap: anywhere; }
.ticks .icon { color: var(--gold); }

.monthly { background: var(--white); border: 1px solid var(--line); border-radius: 28px; padding: 32px 28px; display: flex; flex-direction: column; align-items: flex-start; gap: 16px; }
.monthly h2 { font-size: clamp(1.6rem, 5vw, 2.2rem); }
.monthly .btn { margin-top: 8px; }
.pill { display: inline-flex; align-items: center; gap: 8px; padding: 6px 14px; border-radius: 99px; background: var(--gold-soft); color: var(--gold-ink); font-weight: 600; font-size: .85rem; }
.deal-facts { margin: 0; display: grid; gap: 10px; width: 100%; }
.deal-facts > div { padding: 14px 16px; border-radius: 14px; background: var(--paper); }
.deal-facts dt { font-size: .78rem; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; color: var(--ink-soft); }
.deal-facts dd { margin: 2px 0 0; font-family: var(--display); font-weight: 700; font-size: 1.15rem; color: var(--navy); }

/* Property alerts */
.alerts-card { display: grid; gap: 28px; padding: 28px 22px; border-radius: 28px; background: var(--white); border: 1px solid var(--line); box-shadow: var(--shadow); }
.alerts-card > * { min-width: 0; }
.alerts-copy { display: grid; gap: 14px; justify-items: start; }
.alerts-copy h2 { font-size: clamp(1.7rem, 5.5vw, 2.4rem); }
.alerts-copy > p { color: var(--ink-soft); }
.alert-times { display: flex; flex-wrap: wrap; gap: 8px; }
.alert-times li {
  display: inline-flex; align-items: center; gap: 6px; padding: 8px 14px; border-radius: 99px;
  background: var(--navy); color: var(--white); font-weight: 600; font-size: .95rem; white-space: nowrap;
}
.alert-times .icon { color: var(--gold); }
.alerts-note { font-size: .88rem; }
.alerts-form { position: relative; display: grid; gap: 16px; align-content: center; min-height: 340px; padding: 24px 20px; border-radius: 20px; background: var(--paper); }
.alerts-form .field input { background: var(--white); }
.alerts-form button[type="submit"]:disabled { opacity: .6; cursor: wait; }
.alerts-form .form-success { background: var(--paper); }

/* FAQ */
.faq-wrap { max-width: 800px; }
.faq { display: grid; gap: 10px; }
.faq-item { background: var(--white); border-radius: 16px; overflow: hidden; }
.faq-item button {
  width: 100%; min-height: 64px; display: flex; justify-content: space-between; align-items: center; gap: 16px;
  padding: 18px 20px; border: 0; background: none; text-align: left; cursor: pointer;
  font: 600 1.05rem/1.35 var(--sans); color: var(--ink);
}
.faq-item button .icon { width: 30px; height: 30px; padding: 6px; border-radius: 50%; background: var(--paper-2); transition: transform .25s ease, background-color .2s ease; }
.faq-item button[aria-expanded="true"] .icon { transform: rotate(45deg); background: var(--gold-soft); }
.faq-panel { padding: 0 20px 20px; color: var(--ink-soft); }

/* Enquiry */
.start-card { display: grid; gap: 28px; background: var(--navy); color: var(--white); border-radius: 28px; padding: 32px 22px; }
.start-card > * { min-width: 0; }
.start-copy h2 { font-size: clamp(1.8rem, 5.5vw, 2.6rem); margin-bottom: 12px; color: var(--white); }
.start-copy > p:not(.eyebrow) { opacity: .9; margin-bottom: 20px; }
.start-form { position: relative; background: var(--white); color: var(--ink); border-radius: 20px; padding: 24px 20px; display: grid; gap: 16px; }
.field { display: grid; gap: 6px; }
.field > span { font-weight: 600; font-size: .95rem; }
.field input {
  width: 100%; min-width: 0;
  min-height: 52px; padding: 0 16px; border: 2px solid var(--line); border-radius: 12px;
  font: 1rem var(--sans); color: var(--ink); background: var(--paper);
  transition: border-color .15s ease, background-color .15s ease;
}
.field input:focus { outline: none; border-color: var(--navy-2); background: var(--white); }
.field.invalid input { border-color: #c2492b; }
.error { color: #b23c20; font-size: .85rem; }
.error:empty { display: none; }
.form-error { font-size: .88rem; color: #b23c20; }
.form-error[hidden] { display: none; }
.start-form button[type="submit"]:disabled { opacity: .6; cursor: wait; }
.form-fine { font-size: .8rem; color: var(--ink-soft); text-align: center; }
.form-success {
  position: absolute; inset: 0; background: var(--white); border-radius: 20px;
  display: flex; flex-direction: column; align-items: center; justify-content: center; text-align: center; gap: 10px; padding: 24px;
  animation: pop .35s ease;
}
.form-success[hidden] { display: none; }
.form-success:focus { outline: none; }
.form-success p { color: var(--ink-soft); overflow-wrap: anywhere; }
.success-icon { display: grid; place-items: center; width: 64px; height: 64px; border-radius: 50%; background: var(--gold-soft); color: var(--navy); }
.success-icon svg { width: 32px; height: 32px; }
@keyframes pop { from { opacity: 0; transform: scale(.96); } }

/* Footer */
.site-footer { background: var(--navy); color: rgba(255, 255, 255, .78); padding: 56px 0 120px; font-size: .95rem; }
.footer-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 32px 20px; }
.footer-grid > div:first-child { grid-column: 1 / -1; }
.footer-tag { margin-top: 10px; }
.site-footer h4 { color: var(--white); font-size: .95rem; margin-bottom: 12px; }
.site-footer nav a { display: block; color: inherit; text-decoration: none; padding: 5px 0; overflow-wrap: anywhere; }
.site-footer nav a:hover { color: var(--gold); }
.footer-legal { margin-top: 40px; padding-top: 24px; border-top: 1px solid rgba(255, 255, 255, .12); display: grid; gap: 10px; font-size: .82rem; color: rgba(255, 255, 255, .6); }
.footer-legal strong, .footer-legal a { color: var(--white); }

/* Mobile sticky CTA */
.mobile-cta {
  position: fixed; left: 0; right: 0; bottom: 0; z-index: 40;
  padding: 12px 20px calc(12px + env(safe-area-inset-bottom));
  background: rgba(245, 247, 251, .94); backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px);
  border-top: 1px solid var(--line);
  transform: translateY(110%); transition: transform .3s ease;
}
.mobile-cta.show { transform: none; }
.mobile-cta { display: grid; grid-template-columns: auto 1fr; gap: 10px; }
.mobile-cta-call { padding: 0 18px; }

.sr-only {
  position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0;
}

/* Contact dock: chat panel + WhatsApp */
.contact-dock {
  position: fixed; right: 16px; z-index: 45;
  bottom: calc(16px + env(safe-area-inset-bottom));
  display: flex; flex-direction: column; align-items: flex-end; gap: 12px;
  transition: bottom .3s ease;
  pointer-events: none;
}
.contact-dock > * { pointer-events: auto; }
body.cta-shown .contact-dock { bottom: calc(88px + env(safe-area-inset-bottom)); }

.dock-buttons { display: flex; flex-direction: column; gap: 12px; }
.dock-btn {
  position: relative; display: grid; place-items: center; width: 56px; height: 56px;
  border: 0; border-radius: 50%; cursor: pointer; color: var(--white);
  box-shadow: 0 10px 24px -8px rgba(11, 31, 75, .45);
  transition: transform .15s ease, box-shadow .2s ease;
}
.dock-btn:hover { transform: translateY(-2px); }
.dock-btn svg { width: 26px; height: 26px; }
.dock-chat { background: var(--navy); }
.dock-chat .dock-icon-close { display: none; transform: rotate(45deg); }
.dock-chat.is-open .dock-icon-open { display: none; }
.dock-chat.is-open .dock-icon-close { display: block; }
.dock-chat { box-shadow: 0 0 0 2px rgba(255, 255, 255, .9), 0 10px 24px -8px rgba(11, 31, 75, .45); }
.dock-call { display: none; background: var(--gold); color: var(--navy); }
.dock-call svg { width: 24px; height: 24px; }
.dock-wa { background: #25d366; }
.dock-wa svg { width: 30px; height: 30px; }

.chat-panel {
  width: min(360px, calc(100vw - 32px));
  max-height: min(520px, calc(100vh - 200px));
  display: flex; flex-direction: column;
  background: var(--white); border-radius: 20px; overflow: hidden;
  box-shadow: 0 24px 60px -20px rgba(11, 31, 75, .5), 0 0 0 1px var(--line);
  animation: pop .2s ease;
}
.chat-panel[hidden] { display: none; }
.chat-head { display: flex; align-items: center; gap: 12px; padding: 14px 14px 14px 16px; background: var(--navy); color: var(--white); }
.chat-head h2 { font-family: var(--sans); font-size: 1rem; font-weight: 600; letter-spacing: 0; color: var(--white); }
.chat-head p { font-size: .8rem; opacity: .8; }
.chat-avatar { flex: none; width: 38px; height: 38px; border-radius: 50%; object-fit: cover; }
.chat-close { margin-left: auto; flex: none; display: grid; place-items: center; width: 40px; height: 40px; border: 0; border-radius: 50%; background: rgba(255, 255, 255, .12); color: var(--white); cursor: pointer; }
.chat-close .icon { transform: rotate(45deg); }

.chat-thread { flex: 1; min-height: 120px; overflow-y: auto; padding: 16px; display: flex; flex-direction: column; gap: 10px; background: var(--paper); }
.chat-msg { max-width: 85%; padding: 10px 14px; border-radius: 16px; font-size: .92rem; line-height: 1.45; overflow-wrap: anywhere; }
.chat-msg-team { align-self: flex-start; background: var(--white); border: 1px solid var(--line); border-bottom-left-radius: 4px; }
.chat-msg-visitor { align-self: flex-end; background: var(--navy); color: var(--white); border-bottom-right-radius: 4px; }
.chat-msg-failed { opacity: .6; }

.chat-form { display: grid; gap: 8px; padding: 12px; border-top: 1px solid var(--line); }
.chat-details { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
.chat-details[hidden] { display: none; }
.chat-form input, .chat-form textarea {
  width: 100%; min-width: 0; padding: 10px 12px; border: 2px solid var(--line); border-radius: 12px;
  font: 16px/1.4 var(--sans); color: var(--ink); background: var(--paper);
}
.chat-form input:focus, .chat-form textarea:focus { outline: none; border-color: var(--navy-2); background: var(--white); }
.chat-compose { display: flex; gap: 8px; align-items: flex-end; }
.chat-compose textarea { resize: none; min-height: 46px; max-height: 120px; }
.chat-send { flex: none; display: grid; place-items: center; width: 46px; height: 46px; border: 0; border-radius: 50%; background: var(--gold); color: var(--navy); cursor: pointer; }
.chat-send:disabled { opacity: .5; cursor: wait; }
.chat-error { font-size: .82rem; color: #b23c20; }
.chat-error[hidden] { display: none; }

/* Tablet */
@media (min-width: 600px) {
  .hero-ctas { flex-direction: row; }
  .pillars, .steps { grid-template-columns: repeat(2, 1fr); }
  .start-card { padding: 44px 36px; }
  .alerts-card { padding: 40px 36px; }
  .footer-grid { grid-template-columns: 2fr 1fr 1fr; }
  .footer-grid > div:first-child { grid-column: auto; }
}

/* Desktop */
@media (min-width: 900px) {
  :root { --header-h: 76px; }
  .menu-toggle { display: none; }
  .nav-links {
    position: static; flex-direction: row; align-items: center; gap: 4px;
    padding: 0; background: none; border: 0; box-shadow: none;
    transform: none; opacity: 1; visibility: visible;
  }
  .nav-links a:not(.btn) { font-size: .98rem; padding: 8px 12px; }
  .nav-cta { margin: 0 0 0 10px; }
  .nav { gap: 24px; }
  .nav-links { margin-left: auto; }
  .nav-actions { order: 3; }

  .hero { padding: 96px 0 56px; min-height: min(720px, calc(100vh - var(--header-h))); display: flex; flex-direction: column; justify-content: center; }
  .hero-bg {
    left: auto; width: 66%; object-position: 70% center;
    -webkit-mask-image: linear-gradient(90deg, transparent 0%, #000 45%);
    mask-image: linear-gradient(90deg, transparent 0%, #000 45%);
  }
  .hero::before {
    background:
      linear-gradient(90deg, rgba(11, 31, 75, .95) 0%, rgba(11, 31, 75, .85) 45%, rgba(11, 31, 75, .45) 72%, rgba(11, 31, 75, .25) 100%),
      linear-gradient(180deg, transparent 60%, rgba(11, 31, 75, .6) 100%);
  }
  .hero-grid { grid-template-columns: 1.25fr .75fr; gap: 56px; }
  .hero-panel { padding: 26px; }
  .nav-call span { display: inline; }
  .nav-call { width: auto; padding: 0 16px; border-radius: 999px; background: transparent; color: var(--navy); border: 2px solid var(--line); }
  .nav-call:hover { border-color: var(--navy); }

  .section { padding: 104px 0; }
  .pillars, .steps { grid-template-columns: repeat(3, 1fr); gap: 24px; }
  .pillar, .step { padding: 34px; }
  .fees-grid { grid-template-columns: 1fr 1fr; gap: 24px; }
  .fee-card, .monthly { padding: 48px 44px; }
  .start-card { grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; padding: 64px; }
  .start-form { padding: 32px; }
  .alerts-card { grid-template-columns: 1.2fr .8fr; gap: 48px; align-items: center; padding: 56px; }
  .alerts-form { padding: 32px; }

  .mobile-cta { display: none; }
  .dock-call { display: grid; }
  .contact-dock, body.cta-shown .contact-dock { right: 20px; bottom: 20px; }
  .site-footer { padding-bottom: 56px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation: none !important; transition: none !important; }
}